Impuestos incluidos.
Money shouldn’t cause you anxiety. But when nobody has taught you how to manage it, it’s normal for the end of each month to become a source of stress, guilt or a feeling of not making ends meet.
Money Without Fear is a practical guide to personal finance for those who want to understand once and for all how money works, get their current situation in order and build solid financial habits — without jargon, without complicated formulas and without needing a high salary to get started.
What will you find inside?
You’ll learn to make an honest assessment of your current financial situation and identify where money is slipping away without you realising it. You’ll discover the BASIC method — a simple system for budgeting, saving, separating accounts, investing and managing debt progressively. You’ll understand how compound interest works and why starting early, even with a small amount, makes a huge difference in the long run. You’ll also explore the difference between smart and toxic debt, with specific strategies for eliminating the latter. And you’ll delve into the psychology of money — the fears, beliefs and mental habits that hold us back financially.
With real-life examples and exercises you can apply from day one.
Ideal for you if:
• You’re just scraping by at the end of the month or feel you can’t save no matter how hard you try
• You have debts you don’t know how to manage or get rid of
• You want to start investing but don’t know where to begin or whether you can afford it
Managing your money isn’t about earning more. It’s about understanding better what you already have.