Knowing that you should save more or spend less isn’t the problem. The problem is that relying on willpower to do so doesn’t work — and that most traditional financial systems require too much time and attention to maintain.
Control Your Money is a practical guide to personal finance for those who want to manage their money smartly by harnessing technology — budgeting apps, Fintech tools and automated savings — so that the system runs itself, without you having to think about it every day.
What will you find inside?
You’ll learn to apply the 50/30/20 rule as the basis for a flexible and sustainable budget that doesn’t require manually recording every expense. You’ll discover the best Fintech apps to automate your savings, track your spending in real time and grow your money without conscious effort. You’ll work on overcoming impulse spending and high-interest debt with concrete strategies backed by the psychology of financial behaviour. You’ll build an emergency fund gradually and automatically to have a real safety net for the unexpected. And you’ll plan long-term financial goals — from a home to retirement — with digital tools that help you visualise and stay on track.
With real-life examples, clear language and an approach that combines psychology, technology and practical finance.
Ideal for you if:
• You want to manage your money better but find traditional methods slow or tedious
• You’re interested in using technology and Fintech apps to automate your finances and save without thinking
• You’re looking for a modern, efficient financial system that works with your current lifestyle
The best financial system isn’t the most sophisticated one. It’s the one that works without you having to remember to use it.
